3438 N Plum Tree AveRialtoCA92377
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 3438 N Plum Tree Ave, Rialto, CA, 92377 in Rialto is straightforward: $635,000 in, $4,625/mo in rent, $538/mo out after debt service. The 8.74% gross yield and 1.62 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $175,439 by year five. With $5,848/yr in principal equity, the total cumulative return is projected at $276,149.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.0% |
| Monthly Cash Flow | $538 | $1,500 |
City averages based on Rialto market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,625 |
| Total Monthly Debt Service | $3,834 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
6,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92377, Rialto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,252 (100%) |
| Owner Occupied HU | 5,435 (86.9%) |
| Renter Occupied HU | 724 (11.6%) |
| Vacant Housing Units | 93 ( 1.5%) |
| Median Home Value | $588,299 |
| Average Home Value | $594,580 |
Housing Distribution
Address Breakdown
Residential
6,001
Single Family
5,856
Multi-Family
145
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
6,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92377, Rialto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,252 (100%) |
| Owner Occupied HU | 5,435 (86.9%) |
| Renter Occupied HU | 724 (11.6%) |
| Vacant Housing Units | 93 ( 1.5%) |
| Median Home Value | $588,299 |
| Average Home Value | $594,580 |
Housing Distribution
Address Breakdown
Residential
6,001
Single Family
5,856
Multi-Family
145
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices