3430 NW 34th CirTopekaKS66618
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 3430 NW 34th Cir, Topeka, KS, 66618 in Topeka. Rental yield 4.61%. At $515,000 with 4.61% gross yield, current distributions are modest, but the 5% appreciation rate projects $142,285 in new equity by year five, complemented by $4,743/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.85) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $96,297.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 13.0% |
| Monthly Cash Flow | $(1,562) | $850 |
City averages based on Topeka market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,980 |
| Total Monthly Debt Service | $3,337 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
0.80 Acres lot
$N/A/sqft
$175 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66618, Topeka, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,768 (100%) |
| Owner Occupied HU | 3,258 (86.5%) |
| Renter Occupied HU | 402 (10.7%) |
| Vacant Housing Units | 108 ( 2.9%) |
| Median Home Value | $295,627 |
| Average Home Value | $311,205 |
Housing Distribution
Address Breakdown
Residential
3,715
Single Family
3,715
Multi-Family
0
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
0.80 Acres lot
$N/A/sqft
$175 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66618, Topeka, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,768 (100%) |
| Owner Occupied HU | 3,258 (86.5%) |
| Renter Occupied HU | 402 (10.7%) |
| Vacant Housing Units | 108 ( 2.9%) |
| Median Home Value | $295,627 |
| Average Home Value | $311,205 |
Housing Distribution
Address Breakdown
Residential
3,715
Single Family
3,715
Multi-Family
0
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cathy Lutz • Berkshire Hathaway First
Mls Name: Sunflower AOR as distributed by MLS GRID
Mls Provider:
Mls ID: #243974
Disclaimer: Based on information submitted to the MLS GRID as of 2026-04-19 12:12:33 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#79)