3430 Easy StSaint JosephMI49085
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Saint Joseph at 3430 Easy St, Saint Joseph, MI, 49085 uses $111,053 cash to close to unlock $1,470/yr annual cash flow and $123/mo monthly cash flow. Total monthly income runs $2,332/mo, and a $1,640/mo payment keeps the spread at $123/mo. Purchase price stands at $335,000, and rental yield measures 8.35% with $2,332/mo rent. Return on cash invested shows 21.23% in year one, and 5% annual appreciation builds toward $92,554 over five years. Five-year ROI reaches 110.5% and total cumulative return in cash records $122,708. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,332/mo property income covering a $1,640/mo payment rather than investor’s personal income.
Single Family
Built in 2003
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49085, Saint Joseph, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,734 (100%) |
| Owner Occupied HU | 8,123 (69.2%) |
| Renter Occupied HU | 2,388 (20.4%) |
| Vacant Housing Units | 1,223 (10.4%) |
| Median Home Value | $316,036 |
| Average Home Value | $368,464 |
Housing Distribution
Address Breakdown
Residential
11,303
Single Family
10,112
Multi-Family
1,191
Businesses
1,141
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Listed by: Judith A Murray • Cressy & Everett Real Estate
Mls Name: MichRIC
Mls ID: #25059504