343 Fieldstone DrMurphysCA95247
INVESTMENT ANALYSIS
Investment Verdict
Solid Income343 Fieldstone Dr, Murphys, CA, 95247 in Murphys is a solid income-producing rental, 8% gross yield, $3,000/mo rent, $216/mo net cash flow on a $450,000 buy. DSCR 1.48 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $124,327 and $4,145/yr in principal reduction project a total cumulative return of $184,584.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.5% |
| Monthly Cash Flow | $216 | $1,200 |
City averages based on Murphys market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $2,605 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95247, Murphys, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,562 (100%) |
| Owner Occupied HU | 1,475 (57.6%) |
| Renter Occupied HU | 428 (16.7%) |
| Vacant Housing Units | 659 (25.7%) |
| Median Home Value | $535,321 |
| Average Home Value | $566,320 |
Housing Distribution
Address Breakdown
Residential
1,443
Single Family
1,258
Multi-Family
185
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2006
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95247, Murphys, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,562 (100%) |
| Owner Occupied HU | 1,475 (57.6%) |
| Renter Occupied HU | 428 (16.7%) |
| Vacant Housing Units | 659 (25.7%) |
| Median Home Value | $535,321 |
| Average Home Value | $566,320 |
Housing Distribution
Address Breakdown
Residential
1,443
Single Family
1,258
Multi-Family
185
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Smith Home Team • RE/MAX Gold - Murphys
Mls Name: CCARMLS
Mls ID: #202501743