343 Cedar St NW APT 105WashingtonDC20012
INVESTMENT ANALYSIS
Investment Verdict
Solid Income343 Cedar St NW APT 105, Washington, DC, 20012 in Washington is a solid income-producing rental, 8.5% gross yield, $3,860/mo rent, $671/mo net cash flow on a $545,000 buy. DSCR 1.57 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $150,573 and $5,020/yr in principal reduction project a total cumulative return of $248,972.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.2% |
| Monthly Cash Flow | $671 | $1,200 |
City averages based on Washington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,860 |
| Total Monthly Debt Service | $2,973 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20012, Washington, DC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,966 (100%) |
| Owner Occupied HU | 4,110 (51.6%) |
| Renter Occupied HU | 3,023 (37.9%) |
| Vacant Housing Units | 833 (10.5%) |
| Median Home Value | $819,310 |
| Average Home Value | $904,245 |
Housing Distribution
Address Breakdown
Residential
7,755
Single Family
4,529
Multi-Family
3,226
Businesses
401
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20012, Washington, DC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,966 (100%) |
| Owner Occupied HU | 4,110 (51.6%) |
| Renter Occupied HU | 3,023 (37.9%) |
| Vacant Housing Units | 833 (10.5%) |
| Median Home Value | $819,310 |
| Average Home Value | $904,245 |
Housing Distribution
Address Breakdown
Residential
7,755
Single Family
4,529
Multi-Family
3,226
Businesses
401
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jaime Willis • Compass
Mls Name: Bright MLS
Mls ID: #DCDC2222370