34264 Camino Capistrano UNIT 319Dana PtCA92624
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 34264 Camino Capistrano UNIT 319, Dana Pt, CA, 92624 in Dana Pt aligned with their strategy. Rental yield 6.67%. DSCR 1.24 and 6.67% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $4,605/yr in paydown build toward a projected cumulative return of $136,671.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 5.5% |
| Monthly Cash Flow | $(860) | $300 |
City averages based on Dana Pt market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,779 |
| Total Monthly Debt Service | $3,440 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1989
N/A lot
$N/A/sqft
$443 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92624, Capistrano Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,361 (100%) |
| Owner Occupied HU | 1,865 (55.5%) |
| Renter Occupied HU | 1,080 (32.1%) |
| Vacant Housing Units | 416 (12.4%) |
| Median Home Value | $1,249,602 |
| Average Home Value | $1,285,326 |
Housing Distribution
Address Breakdown
Residential
3,043
Single Family
2,985
Multi-Family
58
Businesses
399
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1989
N/A lot
$N/A/sqft
$443 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92624, Capistrano Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,361 (100%) |
| Owner Occupied HU | 1,865 (55.5%) |
| Renter Occupied HU | 1,080 (32.1%) |
| Vacant Housing Units | 416 (12.4%) |
| Median Home Value | $1,249,602 |
| Average Home Value | $1,285,326 |
Housing Distribution
Address Breakdown
Residential
3,043
Single Family
2,985
Multi-Family
58
Businesses
399
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices