3423 Vallecito Bypass RdVallecitoCA95251








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Vallecito at 3423 Vallecito Bypass Rd, Vallecito, CA, 95251 priced at $429,000 converts $3,264/mo rent into $610/mo cash flow after a $2,100/mo obligation. Total monthly income equals $3,264/mo, and annual cash flow totals $7,318/yr on $142,214 invested. Return on cash invested prints 25.06% in year one, and rental yield reads 9.13% against a $429,000 entry. Equity gained on principal adds $2,768/yr, while 5% annual appreciation compiles into $118,525 by year five. Five-year ROI reaches 130.43% and total cumulative return in cash sums $185,485. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,264/mo property income covering a $2,100/mo payment, not borrower’s personal income.
Multi Family
Built in 1950
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95251, Vallecito, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 317 (100%) |
| Owner Occupied HU | 226 (71.3%) |
| Renter Occupied HU | 46 (14.5%) |
| Vacant Housing Units | 45 (14.2%) |
| Median Home Value | $630,000 |
| Average Home Value | $731,637 |
Housing Distribution
Address Breakdown
Residential
79
Single Family
79
Multi-Family
0
Businesses
22
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Nearby investment properties with comparable prices



Listed by: Nancy Sylvestri-Elzig • BHHS Drysdale Properties
Mls Name: CCARMLS
Mls ID: #202501778








