3421 N 54th StTampaFL33619
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3421 N 54th St, Tampa, FL, 33619 in Tampa at $232,500 earns $1,641/mo in rent and nets $98/mo after the $1,045/mo payment, a 8.47% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $64,235 over five years. Ziffy Mortgage underwrites this on a 1.57 DSCR without U.S. credit history. With $2,141/yr in principal paydown, total projected return reaches $94,995.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 3.0% |
| Monthly Cash Flow | $98 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,641 |
| Total Monthly Debt Service | $1,450 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
5,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33619, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,338 (100%) |
| Owner Occupied HU | 8,063 (46.5%) |
| Renter Occupied HU | 8,062 (46.5%) |
| Vacant Housing Units | 1,213 ( 7.0%) |
| Median Home Value | $291,506 |
| Average Home Value | $307,279 |
Housing Distribution
Address Breakdown
Residential
16,750
Single Family
11,534
Multi-Family
5,216
Businesses
2,690
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
5,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33619, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,338 (100%) |
| Owner Occupied HU | 8,063 (46.5%) |
| Renter Occupied HU | 8,062 (46.5%) |
| Vacant Housing Units | 1,213 ( 7.0%) |
| Median Home Value | $291,506 |
| Average Home Value | $307,279 |
Housing Distribution
Address Breakdown
Residential
16,750
Single Family
11,534
Multi-Family
5,216
Businesses
2,690
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices