3417 Llano Alto Cir, Temple, TX, 76504 | $468/mo Cash Flow

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3417 Llano Alto Cir, Temple, TX, 76504 | $468/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at 3417 Llano Alto Cir, Temple, TX, 76504 offers a 10.56% rental yield on a $276,990 purchase with $2,438/mo rent. Total monthly income registers $2,438/mo, and a $1,356/mo payment leaves $468/mo available for distribution. Annual cash flow reaches $5,616/yr on $91,822 to close, and return on cash invested stands at 26.03% in year one. Equity gained on principal adds $1,787/yr while 5% annual appreciation supports $76,527 over five years. Portfolio math shows five-year ROI at 136.84% and total cumulative return in cash at $125,652. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,438/mo property income against a $1,356/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

This single-level home features a modern layout perfect for a variety of lifestyles. Three secondary bedrooms are located off the entry, leading to an open-concept floorplan combining the kitchen with the living and dining areas. The luxurious owner's suite is tucked into a private back corner, offering access to a spa-inspired bathroom and roomy walk-in closet.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76504, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,346 (100%)
Owner Occupied HU	4,802 (36.0%)
Renter Occupied HU	7,272 (54.5%)
Vacant Housing Units	1,272 ( 9.5%)
Median Home Value	$208,864
Average Home Value	$274,573