34130 Whiffle Tree TrailOak CreekCO80467
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 34130 Whiffle Tree Trail, Oak Creek, CO, 80467 in Oak Creek earns a 7.58% gross yield at $855,000. Rent of $5,400/mo nets $417/mo after the $3,845/mo mortgage. The 1.40 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $236,221 and $7,875/yr in equity accumulation project a total cumulative return of $349,676.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.5% |
| Monthly Cash Flow | $417 | $250 |
City averages based on Oak Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,400 |
| Total Monthly Debt Service | $4,643 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
5.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80467, Oak Creek, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,371 (100%) |
| Owner Occupied HU | 841 (61.3%) |
| Renter Occupied HU | 214 (15.6%) |
| Vacant Housing Units | 316 (23.0%) |
| Median Home Value | $942,143 |
| Average Home Value | $1,194,774 |
Housing Distribution
Address Breakdown
Residential
753
Single Family
753
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
5.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80467, Oak Creek, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,371 (100%) |
| Owner Occupied HU | 841 (61.3%) |
| Renter Occupied HU | 214 (15.6%) |
| Vacant Housing Units | 316 (23.0%) |
| Median Home Value | $942,143 |
| Average Home Value | $1,194,774 |
Housing Distribution
Address Breakdown
Residential
753
Single Family
753
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices