3413 Comet CtSacramentoCA95827
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 3413 Comet Ct, Sacramento, CA, 95827 in Sacramento. At $429,000 it earns $2,938/mo in rent and distributes $284/mo to the owner after the $1,929/mo payment, a consistent 8.22% yield. DSCR 1.52 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $118,525 in value; $3,951/yr in principal paydown compounds ownership stake. Total projected return: $180,940.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 4.8% |
| Monthly Cash Flow | $284 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,938 |
| Total Monthly Debt Service | $2,483 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95827, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,881 (100%) |
| Owner Occupied HU | 4,462 (56.6%) |
| Renter Occupied HU | 3,184 (40.4%) |
| Vacant Housing Units | 235 ( 3.0%) |
| Median Home Value | $453,363 |
| Average Home Value | $454,159 |
Housing Distribution
Address Breakdown
Residential
7,704
Single Family
6,675
Multi-Family
1,029
Businesses
1,339
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95827, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,881 (100%) |
| Owner Occupied HU | 4,462 (56.6%) |
| Renter Occupied HU | 3,184 (40.4%) |
| Vacant Housing Units | 235 ( 3.0%) |
| Median Home Value | $453,363 |
| Average Home Value | $454,159 |
Housing Distribution
Address Breakdown
Residential
7,704
Single Family
6,675
Multi-Family
1,029
Businesses
1,339
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TJ McLaughlin • Redfin Corporation
Mls Name: MetroList Services of CA
Mls ID: #225112747