3411 Amos Ridge RdFrenchburgKY40322
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 3411 Amos Ridge Rd, Frenchburg, KY, 40322 in Frenchburg. Rental yield 3.6%. At $459,000 with 3.6% gross yield, current distributions are modest, but the 5% appreciation rate projects $126,813 in new equity by year five, complemented by $4,227/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.67) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $82,600.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 8.5% |
| Monthly Cash Flow | $(1,418) | $850 |
City averages based on Frenchburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,375 |
| Total Monthly Debt Service | $2,611 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
6.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40322, Frenchburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,566 (100%) |
| Owner Occupied HU | 994 (63.5%) |
| Renter Occupied HU | 348 (22.2%) |
| Vacant Housing Units | 224 (14.3%) |
| Median Home Value | $149,457 |
| Average Home Value | $141,517 |
Housing Distribution
Address Breakdown
Residential
1,388
Single Family
1,388
Multi-Family
0
Businesses
86
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
6.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40322, Frenchburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,566 (100%) |
| Owner Occupied HU | 994 (63.5%) |
| Renter Occupied HU | 348 (22.2%) |
| Vacant Housing Units | 224 (14.3%) |
| Median Home Value | $149,457 |
| Average Home Value | $141,517 |
Housing Distribution
Address Breakdown
Residential
1,388
Single Family
1,388
Multi-Family
0
Businesses
86
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jacqueline Townsend • Simplihom
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #24009571
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.