3409 SW 34th Avenue Cir #13OcalaFL34474
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.69 makes 3409 SW 34th Avenue Cir #13, Ocala, FL, 34474 in Ocala one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9.12%. The 9.12% yield, 5% annual appreciation ($51,112 over five years), and $1,704/yr in principal reduction project a total cumulative return of $81,977.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.2% |
| Monthly Cash Flow | $(102) | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,406 |
| Total Monthly Debt Service | $1,154 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2023
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34474, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,721 (100%) |
| Owner Occupied HU | 4,313 (40.2%) |
| Renter Occupied HU | 5,168 (48.2%) |
| Vacant Housing Units | 1,240 (11.6%) |
| Median Home Value | $318,163 |
| Average Home Value | $373,186 |
Housing Distribution
Address Breakdown
Residential
9,194
Single Family
6,185
Multi-Family
3,009
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2023
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34474, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,721 (100%) |
| Owner Occupied HU | 4,313 (40.2%) |
| Renter Occupied HU | 5,168 (48.2%) |
| Vacant Housing Units | 1,240 (11.6%) |
| Median Home Value | $318,163 |
| Average Home Value | $373,186 |
Housing Distribution
Address Breakdown
Residential
9,194
Single Family
6,185
Multi-Family
3,009
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices