34051 Brown ByuZephyrhillsFL33543
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe 10.02% yield at 34051 Brown Byu, Zephyrhills, FL, 33543 in Zephyrhills is solid, but the $944/mo payment compresses net cash flow to $179/mo at $209,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $57,992 by year five, and $1,933/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.86) without U.S. income documentation. Total projected return: $92,338.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 7.5% |
| Monthly Cash Flow | $179 | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,753 |
| Total Monthly Debt Service | $1,490 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
4,160 sqft lot
$N/A/sqft
$181 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33543, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,805 (100%) |
| Owner Occupied HU | 13,717 (77.0%) |
| Renter Occupied HU | 2,567 (14.4%) |
| Vacant Housing Units | 1,521 ( 8.5%) |
| Median Home Value | $456,938 |
| Average Home Value | $518,420 |
Housing Distribution
Address Breakdown
Residential
16,487
Single Family
15,519
Multi-Family
968
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
4,160 sqft lot
$N/A/sqft
$181 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33543, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,805 (100%) |
| Owner Occupied HU | 13,717 (77.0%) |
| Renter Occupied HU | 2,567 (14.4%) |
| Vacant Housing Units | 1,521 ( 8.5%) |
| Median Home Value | $456,938 |
| Average Home Value | $518,420 |
Housing Distribution
Address Breakdown
Residential
16,487
Single Family
15,519
Multi-Family
968
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathryn Vanater • CENTURY 21 BILL NYE REALTY
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #T3545308
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