3405 COLUMBUS AvenueJacksonvilleFL32254
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3405 COLUMBUS Avenue, Jacksonville, FL, 32254 in Jacksonville speaks for itself: 12.53% gross on a $164,900 price, generating $1,722/mo in rent and $628/mo in net income after the $741/mo debt service. DSCR 2.32, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,532 stacks alongside $45,559 in projected five-year appreciation and $1,519/yr in principal reduction. Projected total cumulative return: $103,277.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 6.2% |
| Monthly Cash Flow | $628 | $450 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,722 |
| Total Monthly Debt Service | $1,029 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1924
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32254, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,349 (100%) |
| Owner Occupied HU | 2,751 (43.3%) |
| Renter Occupied HU | 2,937 (46.3%) |
| Vacant Housing Units | 661 (10.4%) |
| Median Home Value | $95,506 |
| Average Home Value | $163,904 |
Housing Distribution
Address Breakdown
Residential
5,832
Single Family
5,832
Multi-Family
0
Businesses
1,199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1924
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32254, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,349 (100%) |
| Owner Occupied HU | 2,751 (43.3%) |
| Renter Occupied HU | 2,937 (46.3%) |
| Vacant Housing Units | 661 (10.4%) |
| Median Home Value | $95,506 |
| Average Home Value | $163,904 |
Housing Distribution
Address Breakdown
Residential
5,832
Single Family
5,832
Multi-Family
0
Businesses
1,199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices