3405 Bluff Rd, Springfield, IL, 62711 | $162/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Springfield at 3405 Bluff Rd, Springfield, IL, 62711 uses $107,704 cash to close to unlock $1,940/yr annual cash flow and $162/mo monthly cash flow. Total monthly income runs $2,415/mo, and a $1,590/mo payment keeps the spread at $162/mo. Purchase price stands at $324,900, and rental yield measures 8.92% with $2,415/mo rent. Return on cash invested shows 21.71% in year one, and 5% annual appreciation builds toward $89,764 over five years. Five-year ROI reaches 113.49% and total cumulative return in cash records $122,237. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,415/mo property income covering a $1,590/mo payment rather than investor’s personal income.

Single Family

Built in 1982

0.34 Acres lot

$N/A/sqft

No HOA