3403 Brotherton RdCincinnatiOH45209
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3403 Brotherton Rd, Cincinnati, OH, 45209 in Cincinnati at $395,000 earns $2,689/mo in rent and nets $91/mo after the $1,776/mo payment, a 8.17% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $109,131 over five years. Ziffy Mortgage underwrites this on a 1.51 DSCR without U.S. credit history. With $3,638/yr in principal paydown, total projected return reaches $156,348.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.8% |
| Monthly Cash Flow | $91 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,689 |
| Total Monthly Debt Service | $2,441 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1915
4,835 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45209, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,559 (100%) |
| Owner Occupied HU | 2,059 (31.4%) |
| Renter Occupied HU | 3,968 (60.5%) |
| Vacant Housing Units | 532 ( 8.1%) |
| Median Home Value | $379,142 |
| Average Home Value | $434,122 |
Housing Distribution
Address Breakdown
Residential
6,813
Single Family
4,018
Multi-Family
2,795
Businesses
696
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1915
4,835 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45209, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,559 (100%) |
| Owner Occupied HU | 2,059 (31.4%) |
| Renter Occupied HU | 3,968 (60.5%) |
| Vacant Housing Units | 532 ( 8.1%) |
| Median Home Value | $379,142 |
| Average Home Value | $434,122 |
Housing Distribution
Address Breakdown
Residential
6,813
Single Family
4,018
Multi-Family
2,795
Businesses
696
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Drew Frietch • BF Realty
Mls Name: DABR MLS
Mls Provider:
Mls ID: #932540
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