3402 Pinewood Ter APT 311FremontCA94536
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3402 Pinewood Ter APT 311, Fremont, CA, 94536 in Fremont speaks for itself: 11.24% gross on a $465,000 price, generating $4,355/mo in rent and $599/mo in net income after the $2,091/mo debt service. DSCR 2.08, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,183 stacks alongside $128,471 in projected five-year appreciation and $4,283/yr in principal reduction. Projected total cumulative return: $218,658.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 5.1% |
| Monthly Cash Flow | $599 | $2,500 |
City averages based on Fremont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,355 |
| Total Monthly Debt Service | $3,571 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1986
0.32 Acres lot
$N/A/sqft
$684 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94536, Fremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,415 (100%) |
| Owner Occupied HU | 13,875 (52.5%) |
| Renter Occupied HU | 11,527 (43.6%) |
| Vacant Housing Units | 1,013 ( 3.8%) |
| Median Home Value | $1,348,124 |
| Average Home Value | $1,389,652 |
Housing Distribution
Address Breakdown
Residential
25,999
Single Family
18,941
Multi-Family
7,058
Businesses
1,088
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1986
0.32 Acres lot
$N/A/sqft
$684 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94536, Fremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,415 (100%) |
| Owner Occupied HU | 13,875 (52.5%) |
| Renter Occupied HU | 11,527 (43.6%) |
| Vacant Housing Units | 1,013 ( 3.8%) |
| Median Home Value | $1,348,124 |
| Average Home Value | $1,389,652 |
Housing Distribution
Address Breakdown
Residential
25,999
Single Family
18,941
Multi-Family
7,058
Businesses
1,088
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices