3402 Eskaton DrPlacervilleCA95667
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 3402 Eskaton Dr, Placerville, CA, 95667 in Placerville is the 1.62 coverage ratio: rent of $2,917/mo versus a $1,798/mo debt payment on a $399,950 property. Rental yield 8.75%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $110,499 by year five, with $3,684/yr in equity from paydown. Total projected cumulative return: $134,357.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $(321) | $300 |
City averages based on Placerville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,917 |
| Total Monthly Debt Service | $3,079 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
3,049 sqft lot
$N/A/sqft
$675 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
3,049 sqft lot
$N/A/sqft
$675 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cristy Eastman • Coldwell Banker Realty
Mls Name: MetroList Services of CA
Mls ID: #226091164