340 Seneca StOneidaNY13421








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Oneida at 340 Seneca St, Oneida, NY, 13421 offers $1,658/mo rent that, after a $734/mo payment, leaves $657/mo cash flow. Total monthly income is $1,658/mo, and annual cash flow is $7,880/yr on $49,692 cash. Return on cash invested measures 35.77% in year one, and rental yield stands at 13.27% at a $149,900 entry. Equity gained on principal adds $967/yr while 5% annual appreciation compounds into $41,415 by year five. Five-year ROI records 188.55% and total cumulative return in cash reaches $93,695. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,658/mo property income versus a $734/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Multi Family
Built in 1900
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13421, Oneida, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,145 (100%) |
| Owner Occupied HU | 3,407 (55.4%) |
| Renter Occupied HU | 2,160 (35.2%) |
| Vacant Housing Units | 578 ( 9.4%) |
| Median Home Value | $191,504 |
| Average Home Value | $268,352 |
Housing Distribution
Address Breakdown
Residential
5,713
Single Family
5,287
Multi-Family
426
Businesses
491
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