340 S Overlook DrSan RamonCA94582
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 340 S Overlook Dr, San Ramon, CA, 94582 in San Ramon at $755,000, 5.59% gross yield, is a market-growth asset. Rental yield 5.59%. The $3,517/mo rent partially funds the $3,395/mo debt service; the core return is the 5%/yr price growth projected to add $208,593 over five years. Ziffy Mortgage's DSCR mortgage (1.04) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $166,310.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 5.0% |
| Monthly Cash Flow | $(1,916) | $1,500 |
City averages based on San Ramon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,517 |
| Total Monthly Debt Service | $5,133 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1988
1,180 sqft lot
$N/A/sqft
$567 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1988
1,180 sqft lot
$N/A/sqft
$567 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Julie Coffey • Century 21 Epic
Mls Name: BAREIS
Mls Provider:
Mls ID: #325032166
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.