340 Pines Close RdThe Sea RanchCA95497
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play340 Pines Close Rd, The Sea Ranch, CA, 95497 in The Sea Ranch is priced for appreciation, not yield. Rental yield 0%. At $1,049,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $289,819 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $1,200 |
City averages based on The Sea Ranch market data in our database. Property projections are estimates.
Single Family
Built in 1991
0.54 Acres lot
$N/A/sqft
$380 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95497, The Sea Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,679 (100%) |
| Owner Occupied HU | 532 (31.7%) |
| Renter Occupied HU | 93 ( 5.5%) |
| Vacant Housing Units | 1,054 (62.8%) |
| Median Home Value | $1,138,776 |
| Average Home Value | $1,179,464 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
0.54 Acres lot
$N/A/sqft
$380 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95497, The Sea Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,679 (100%) |
| Owner Occupied HU | 532 (31.7%) |
| Renter Occupied HU | 93 ( 5.5%) |
| Vacant Housing Units | 1,054 (62.8%) |
| Median Home Value | $1,138,776 |
| Average Home Value | $1,179,464 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Jeff J Ortman • Kennedy & Associates
Mls Name: BAREIS
Mls Provider:
Mls ID: #325023797
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.