340 Epps RdVictoriaVA23974
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 340 Epps Rd, Victoria, VA, 23974 in Victoria. At $219,500 it earns $1,515/mo in rent and distributes $203/mo to the owner after the $987/mo payment, a consistent 8.28% yield. DSCR 1.53 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $60,644 in value; $2,022/yr in principal paydown compounds ownership stake. Total projected return: $96,126.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $203 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,515 |
| Total Monthly Debt Service | $1,225 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
4.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23974, Victoria, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,079 (100%) |
| Owner Occupied HU | 1,185 (57.0%) |
| Renter Occupied HU | 542 (26.1%) |
| Vacant Housing Units | 352 (16.9%) |
| Median Home Value | $162,056 |
| Average Home Value | $210,432 |
Housing Distribution
Address Breakdown
Residential
1,508
Single Family
1,508
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
4.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23974, Victoria, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,079 (100%) |
| Owner Occupied HU | 1,185 (57.0%) |
| Renter Occupied HU | 542 (26.1%) |
| Vacant Housing Units | 352 (16.9%) |
| Median Home Value | $162,056 |
| Average Home Value | $210,432 |
Housing Distribution
Address Breakdown
Residential
1,508
Single Family
1,508
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Keener • Good Life Realty LLC
Mls Name: CVRMLS
Mls Provider:
Mls ID: #2514719
Disclaimer: All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are 2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.