340 Cactus St, Giddings, TX, 78942 | 3.33% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Giddings at 340 Cactus St, Giddings, TX, 78942 earns from $1,194/mo rent with a $2,107/mo payment. Total monthly income totals $1,194/mo. ROI tracks 4.21% on current figures, and rental yield reads 3.33% at a $430,437 purchase. Equity gained on principal adds $2,778/yr, and 5% annual appreciation supports $118,922 over five years. Five-year ROI reaches 19.84% and total cumulative return in cash sums $28,316. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,194/mo property income instead of your personal income.

Single Family

Built in 2025

8,276 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 78942, Giddings, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,135 (100%)
Owner Occupied HU	2,609 (63.1%)
Renter Occupied HU	960 (23.2%)
Vacant Housing Units	566 (13.7%)
Median Home Value	$264,817
Average Home Value	$315,636