34 Zephyr Rd, Palmyra, VA, 22963 | $321/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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34 Zephyr Rd, Palmyra, VA, 22963 | $321/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Palmyra at 34 Zephyr Rd, Palmyra, VA, 22963 earns $321/mo cash flow from $2,562/mo rent with a $1,835/mo payment. Total monthly income totals $2,562/mo, and annual cash flow totals $3,849/yr on $124,313 capital. ROI tracks 23.01% on current figures, and rental yield reads 8.2% at a $375,000 purchase. Equity gained on principal adds $2,420/yr, and 5% annual appreciation supports $103,606 over five years. Five-year ROI reaches 119.17% and total cumulative return in cash sums $148,143. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,562/mo property income instead of your personal income.

Single Family

Built in 2001

0.34 Acres lot

$N/A/sqft

No HOA

More details about the property

Elegant light-filled ranch in a prime Lake Monticello location with outstanding curb appeal! This upscale split-bedroom floor plan features multiple rooflines, oversized Palladian windows, vaulted ceilings, and hickory hardwood floor. The spacious living room includes a gas fireplace and opens to the kitchen with granite countertops, maple cabinetry, a breakfast bar, and an eat-in area, plus a separate formal dining room. The primary suite offers vaulted ceilings, hardwood flooring, a large walk-in closet, double vanities, and a walk-in glass-enclosed shower. Additional bedrooms are located on the opposite side of the home for privacy. A vaulted sunroom overlooks the fenced backyard and mature landscaping. Additional features include a side-load garage, paved driveway with extra parking, and established plantings. Conveniently located near the Turkeysag Gate, shopping, dining, and walkable to Beach 4.

Neighborhood Data

Neighborhood data shown for ZIP Code: 22963, Palmyra, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,330 (100%)
Owner Occupied HU	6,070 (82.8%)
Renter Occupied HU	755 (10.3%)
Vacant Housing Units	505 ( 6.9%)
Median Home Value	$328,349
Average Home Value	$376,623