34 W Salisbury StWilliamsportMD21795
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 34 W Salisbury St, Williamsport, MD, 21795 in Williamsport hard to pass up. The 11.61% gross yield on a $224,900 purchase results in $2,177/mo in rent and $778/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.15). Annual cash flow of $9,336, five-year appreciation of $62,136, and $2,071/yr in equity build-up combine for a projected total cumulative return of $135,459.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 7.2% |
| Monthly Cash Flow | $778 | $120 |
City averages based on Williamsport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,177 |
| Total Monthly Debt Service | $1,309 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1918
6,076 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21795, Williamsport, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,588 (100%) |
| Owner Occupied HU | 2,824 (61.6%) |
| Renter Occupied HU | 1,341 (29.2%) |
| Vacant Housing Units | 423 ( 9.2%) |
| Median Home Value | $331,405 |
| Average Home Value | $360,760 |
Housing Distribution
Address Breakdown
Residential
4,034
Single Family
3,348
Multi-Family
686
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1918
6,076 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21795, Williamsport, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,588 (100%) |
| Owner Occupied HU | 2,824 (61.6%) |
| Renter Occupied HU | 1,341 (29.2%) |
| Vacant Housing Units | 423 ( 9.2%) |
| Median Home Value | $331,405 |
| Average Home Value | $360,760 |
Housing Distribution
Address Breakdown
Residential
4,034
Single Family
3,348
Multi-Family
686
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDWA2035206