34 Southshire DriveBenningtonVT05201



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow34 Southshire Drive, Bennington, VT, 05201 in Bennington earns its strong cash-flow label: 10.82% yield, $5,411/mo rent, $1,420/mo net income, DSCR 2.01. The $599,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $165,741 by year five. Combined with $5,525/yr in principal paydown, total projected return reaches $320,052.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 9.0% |
| Monthly Cash Flow | $1,420 | $850 |
City averages based on Bennington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,411 |
| Total Monthly Debt Service | $3,752 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
2.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05201, Bennington, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,910 (100%) |
| Owner Occupied HU | 3,819 (55.3%) |
| Renter Occupied HU | 2,304 (33.3%) |
| Vacant Housing Units | 787 (11.4%) |
| Median Home Value | $249,578 |
| Average Home Value | $306,184 |
Housing Distribution
Address Breakdown
Residential
6,410
Single Family
6,029
Multi-Family
381
Businesses
725



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1984
2.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05201, Bennington, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,910 (100%) |
| Owner Occupied HU | 3,819 (55.3%) |
| Renter Occupied HU | 2,304 (33.3%) |
| Vacant Housing Units | 787 (11.4%) |
| Median Home Value | $249,578 |
| Average Home Value | $306,184 |
Housing Distribution
Address Breakdown
Residential
6,410
Single Family
6,029
Multi-Family
381
Businesses
725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Kelley M McCarthy • Mahar McCarthy Real Estate
Mls Name: PrimeMLS
Mls ID: #5041760







