34 Atlanta AveHartwellGA30643
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Hartwell rental at 34 Atlanta Ave, Hartwell, GA, 30643 sits in the solid-income band: 10.71% gross yield, $1,472/mo rent, $468/mo net after the $742/mo debt service, DSCR 1.98. Entry price of $165,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $45,586 and $1,520/yr in principal reduction bring total cumulative return to $92,630.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 8.0% |
| Monthly Cash Flow | $468 | $300 |
City averages based on Hartwell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,472 |
| Total Monthly Debt Service | $939 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30643, Hartwell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,051 (100%) |
| Owner Occupied HU | 5,541 (61.2%) |
| Renter Occupied HU | 1,767 (19.5%) |
| Vacant Housing Units | 1,743 (19.3%) |
| Median Home Value | $286,799 |
| Average Home Value | $376,876 |
Housing Distribution
Address Breakdown
Residential
8,311
Single Family
8,255
Multi-Family
56
Businesses
796
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30643, Hartwell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,051 (100%) |
| Owner Occupied HU | 5,541 (61.2%) |
| Renter Occupied HU | 1,767 (19.5%) |
| Vacant Housing Units | 1,743 (19.3%) |
| Median Home Value | $286,799 |
| Average Home Value | $376,876 |
Housing Distribution
Address Breakdown
Residential
8,311
Single Family
8,255
Multi-Family
56
Businesses
796
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristin Joyner • Living Down South Realty
Mls Name: GAMLS
Mls Provider:
Mls ID: #10408490
Disclaimer: The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright 2025 GAMLS. All rights reserved.