34 Allen AveWoodstownNJ08098
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 34 Allen Ave, Woodstown, NJ, 08098 in Woodstown at $127,000 earns $1,018/mo in rent and nets $113/mo after the $571/mo payment, a 9.62% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $35,088 over five years. Ziffy Mortgage underwrites this on a 1.78 DSCR without U.S. credit history. With $1,170/yr in principal paydown, total projected return reaches $55,983.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $113 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,018 |
| Total Monthly Debt Service | $855 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
1.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08098, Woodstown, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,930 (100%) |
| Owner Occupied HU | 2,805 (71.4%) |
| Renter Occupied HU | 905 (23.0%) |
| Vacant Housing Units | 220 ( 5.6%) |
| Median Home Value | $358,638 |
| Average Home Value | $434,042 |
Housing Distribution
Address Breakdown
Residential
3,636
Single Family
3,549
Multi-Family
87
Businesses
253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
1.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08098, Woodstown, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,930 (100%) |
| Owner Occupied HU | 2,805 (71.4%) |
| Renter Occupied HU | 905 (23.0%) |
| Vacant Housing Units | 220 ( 5.6%) |
| Median Home Value | $358,638 |
| Average Home Value | $434,042 |
Housing Distribution
Address Breakdown
Residential
3,636
Single Family
3,549
Multi-Family
87
Businesses
253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cheryl Cashman • Pino Agency
Mls Name: Bright MLS
Mls ID: #NJSA2016104