34-144 Kaihuiki RdPapaaloaHI96780
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Papaaloa at 34-144 Kaihuiki Rd, Papaaloa, HI, 96780 projects strong ROI of 7.07%. Rental yield 2.43%. With 5% annual appreciation, the property builds $897,915 in value over five years. Equity growth combined delivers a projected five-year ROI of 49.91%, translating into $458,251 in total cumulative return on $918,125 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.4% | 8.5% |
| Monthly Cash Flow | $(11,920) | $1,500 |
City averages based on Papaaloa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,587 |
| Total Monthly Debt Service | $17,214 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
12.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96780, Papaaloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 176 (100%) |
| Owner Occupied HU | 127 (72.2%) |
| Renter Occupied HU | 24 (13.6%) |
| Vacant Housing Units | 25 (14.2%) |
| Median Home Value | $870,455 |
| Average Home Value | $978,248 |
Housing Distribution
Address Breakdown
Residential
3
Single Family
3
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
12.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96780, Papaaloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 176 (100%) |
| Owner Occupied HU | 127 (72.2%) |
| Renter Occupied HU | 24 (13.6%) |
| Vacant Housing Units | 25 (14.2%) |
| Median Home Value | $870,455 |
| Average Home Value | $978,248 |
Housing Distribution
Address Breakdown
Residential
3
Single Family
3
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices