33952 Tocaloma RdAuberryCA93602
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 33952 Tocaloma Rd, Auberry, CA, 93602 in Auberry earns a 8.14% gross yield at $479,990. Rent of $3,257/mo nets $245/mo after the $2,158/mo mortgage. The 1.51 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $132,612 and $4,421/yr in equity accumulation project a total cumulative return of $200,576.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.5% |
| Monthly Cash Flow | $245 | $1,500 |
City averages based on Auberry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,257 |
| Total Monthly Debt Service | $2,778 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93602, Auberry, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,792 (100%) |
| Owner Occupied HU | 1,075 (60.0%) |
| Renter Occupied HU | 253 (14.1%) |
| Vacant Housing Units | 464 (25.9%) |
| Median Home Value | $478,114 |
| Average Home Value | $516,223 |
Housing Distribution
Address Breakdown
Residential
1,092
Single Family
1,092
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93602, Auberry, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,792 (100%) |
| Owner Occupied HU | 1,075 (60.0%) |
| Renter Occupied HU | 253 (14.1%) |
| Vacant Housing Units | 464 (25.9%) |
| Median Home Value | $478,114 |
| Average Home Value | $516,223 |
Housing Distribution
Address Breakdown
Residential
1,092
Single Family
1,092
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Miguel Gonzalez • Park Place Real Estate
Mls Name: Fresno MLS
Mls ID: #634903