339 Wilson StChillicotheMO64601
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Chillicothe rental at 339 Wilson St, Chillicothe, MO, 64601 sits in the solid-income band: 10.43% gross yield, $1,200/mo rent, $341/mo net after the $621/mo debt service, DSCR 1.93. Entry price of $138,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $38,127 and $1,271/yr in principal reduction bring total cumulative return to $74,224.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $341 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,200 |
| Total Monthly Debt Service | $805 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1917
9,017 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64601, Chillicothe, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,216 (100%) |
| Owner Occupied HU | 3,031 (58.1%) |
| Renter Occupied HU | 1,493 (28.6%) |
| Vacant Housing Units | 692 (13.3%) |
| Median Home Value | $182,014 |
| Average Home Value | $236,173 |
Housing Distribution
Address Breakdown
Residential
4,844
Single Family
4,750
Multi-Family
94
Businesses
612
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1917
9,017 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64601, Chillicothe, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,216 (100%) |
| Owner Occupied HU | 3,031 (58.1%) |
| Renter Occupied HU | 1,493 (28.6%) |
| Vacant Housing Units | 692 (13.3%) |
| Median Home Value | $182,014 |
| Average Home Value | $236,173 |
Housing Distribution
Address Breakdown
Residential
4,844
Single Family
4,750
Multi-Family
94
Businesses
612
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristy Lauhoff • Century 21 Farm and Home
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2586577