339 Indiana AveBerthoudCO80513
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder339 Indiana Ave, Berthoud, CO, 80513 in Berthoud earns a respectable 7.15% gross yield at $500,000, but after the $2,248/mo mortgage the net cash flow is $65/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.09) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $138,141 over five years, making equity the dominant return driver. Total projected return: $158,811.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.2% |
| Monthly Cash Flow | $65 | $250 |
City averages based on Berthoud market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,447 |
| Total Monthly Debt Service | $2,715 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
9,040 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80513, Berthoud, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,583 (100%) |
| Owner Occupied HU | 6,320 (83.3%) |
| Renter Occupied HU | 901 (11.9%) |
| Vacant Housing Units | 362 ( 4.8%) |
| Median Home Value | $641,396 |
| Average Home Value | $714,195 |
Housing Distribution
Address Breakdown
Residential
7,558
Single Family
7,510
Multi-Family
48
Businesses
502
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
9,040 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80513, Berthoud, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,583 (100%) |
| Owner Occupied HU | 6,320 (83.3%) |
| Renter Occupied HU | 901 (11.9%) |
| Vacant Housing Units | 362 ( 4.8%) |
| Median Home Value | $641,396 |
| Average Home Value | $714,195 |
Housing Distribution
Address Breakdown
Residential
7,558
Single Family
7,510
Multi-Family
48
Businesses
502
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tyson Letlow • HomeSmart Realty Partners Lvld
Mls Name: IRES
Mls Provider:
Mls ID: #1032385
Disclaimer: Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules Copyright IRES. Listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS.