3385 W 183rd StStilwellKS66085
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play3385 W 183rd St, Stilwell, KS, 66085 in Stilwell is priced for appreciation, not yield. Rental yield 4.35%. At $1,135,250 with a 4.35% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $313,649 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.81) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $211,458.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 7.0% |
| Monthly Cash Flow | $(3,439) | $850 |
City averages based on Stilwell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,114 |
| Total Monthly Debt Service | $7,101 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
5.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66085, Stilwell, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,222 (100%) |
| Owner Occupied HU | 3,475 (82.3%) |
| Renter Occupied HU | 501 (11.9%) |
| Vacant Housing Units | 246 ( 5.8%) |
| Median Home Value | $600,879 |
| Average Home Value | $655,951 |
Housing Distribution
Address Breakdown
Residential
4,299
Single Family
4,030
Multi-Family
269
Businesses
317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
5.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66085, Stilwell, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,222 (100%) |
| Owner Occupied HU | 3,475 (82.3%) |
| Renter Occupied HU | 501 (11.9%) |
| Vacant Housing Units | 246 ( 5.8%) |
| Median Home Value | $600,879 |
| Average Home Value | $655,951 |
Housing Distribution
Address Breakdown
Residential
4,299
Single Family
4,030
Multi-Family
269
Businesses
317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices