3381 La Canada Dr APT 9Cameron ParkCA95682
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeCapital preservation and steady income define 3381 La Canada Dr APT 9, Cameron Park, CA, 95682 in Cameron Park. Rental yield 8.06%. The 1.49 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $118,801 and $3,960/yr in principal reduction project total return of $142,365.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $(361) | $300 |
City averages based on Cameron Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,887 |
| Total Monthly Debt Service | $3,077 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1987
1,307 sqft lot
$N/A/sqft
$588 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95682, Shingle Springs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,432 (100%) |
| Owner Occupied HU | 8,921 (71.8%) |
| Renter Occupied HU | 2,909 (23.4%) |
| Vacant Housing Units | 602 ( 4.8%) |
| Median Home Value | $751,567 |
| Average Home Value | $846,468 |
Housing Distribution
Address Breakdown
Residential
11,711
Single Family
11,105
Multi-Family
606
Businesses
1,033
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1987
1,307 sqft lot
$N/A/sqft
$588 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95682, Shingle Springs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,432 (100%) |
| Owner Occupied HU | 8,921 (71.8%) |
| Renter Occupied HU | 2,909 (23.4%) |
| Vacant Housing Units | 602 ( 4.8%) |
| Median Home Value | $751,567 |
| Average Home Value | $846,468 |
Housing Distribution
Address Breakdown
Residential
11,711
Single Family
11,105
Multi-Family
606
Businesses
1,033
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lulu Silva-Manuel • American Heritage R.E. Profess
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225035238
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