338 E Centre StMahanoy CityPA17948
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $194,000, 338 E Centre St, Mahanoy City, PA, 17948 in Mahanoy City generates $1,440/mo in rent (8.91% yield) but nets only $169/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.65) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $53,599. Total projected return: $84,789.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $169 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,194 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17948, Mahanoy City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,583 (100%) |
| Owner Occupied HU | 1,272 (49.2%) |
| Renter Occupied HU | 516 (20.0%) |
| Vacant Housing Units | 795 (30.8%) |
| Median Home Value | $41,429 |
| Average Home Value | $185,674 |
Housing Distribution
Address Breakdown
Residential
2,022
Single Family
1,895
Multi-Family
127
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1920
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17948, Mahanoy City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,583 (100%) |
| Owner Occupied HU | 1,272 (49.2%) |
| Renter Occupied HU | 516 (20.0%) |
| Vacant Housing Units | 795 (30.8%) |
| Median Home Value | $41,429 |
| Average Home Value | $185,674 |
Housing Distribution
Address Breakdown
Residential
2,022
Single Family
1,895
Multi-Family
127
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary Amodea • Pocono Mountain Lakes Realty - Blakeslee
Mls Name: PMAR
Mls ID: #PM-134647