338 Charlotte StOakleyCA94561








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Oakley at 338 Charlotte St, Oakley, CA, 94561 with 5% annual appreciation on a $696,500 basis while $4,758/mo rent supports operations. Total monthly income totals $4,758/mo and a $3,409/mo payment preserves $449/mo for cash returns. Annual cash flow comes to $5,392/yr on $229,149 deployed, and return on cash invested reaches 22.41% in year one. Equity gained on principal adds $4,494/yr, and five-year appreciation sums $192,430 alongside rental yield of 8.2%. Five-year ROI measures 116.24% and total cumulative return in cash totals $266,373.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,758/mo property income versus a $3,409/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94561, Oakley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,291 (100%) |
| Owner Occupied HU | 11,571 (75.7%) |
| Renter Occupied HU | 3,167 (20.7%) |
| Vacant Housing Units | 553 ( 3.6%) |
| Median Home Value | $658,050 |
| Average Home Value | $741,306 |
Housing Distribution
Address Breakdown
Residential
14,971
Single Family
14,382
Multi-Family
589
Businesses
464
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Listed by: Dayna Floyd • DeNova Homes
Mls Name: DeNova Homes
Mls ID: #N/A







