3379 E 12th St, White Cloud, MI, 49349 | $18/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in White Cloud at 3379 E 12th St, White Cloud, MI, 49349 offers a 8% rental yield on a $259,900 purchase with $1,732/mo rent. Total monthly income registers $1,732/mo, and a $1,272/mo payment leaves $18/mo available for distribution. Annual cash flow reaches $218/yr on $86,157 to close, and return on cash invested stands at 20.16% in year one. Equity gained on principal adds $1,677/yr while 5% annual appreciation supports $71,806 over five years. Portfolio math shows five-year ROI at 104.78% and total cumulative return in cash at $90,274. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,732/mo property income against a $1,272/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Manufactured

Built in 1999

9.93 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49349, White Cloud, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,334 (100%)
Owner Occupied HU	2,768 (63.9%)
Renter Occupied HU	512 (11.8%)
Vacant Housing Units	1,054 (24.3%)
Median Home Value	$179,401
Average Home Value	$243,816