3375 Congruity RdSumterSC29153








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Sumter at 3375 Congruity Rd, Sumter, SC, 29153 offers a 9.74% rental yield on a $259,000 purchase with $2,102/mo rent. Total monthly income registers $2,102/mo, and a $1,268/mo payment leaves $560/mo available for distribution. Annual cash flow reaches $6,719/yr on $85,859 to close, and return on cash invested stands at 27.73% in year one. Equity gained on principal adds $1,671/yr while 5% annual appreciation supports $71,557 over five years. Portfolio math shows five-year ROI at 144.51% and total cumulative return in cash at $124,072. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,102/mo property income against a $1,268/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1964
5.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29153, Sumter, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,840 (100%) |
| Owner Occupied HU | 4,558 (66.6%) |
| Renter Occupied HU | 1,622 (23.7%) |
| Vacant Housing Units | 660 ( 9.6%) |
| Median Home Value | $184,715 |
| Average Home Value | $212,384 |
Housing Distribution
Address Breakdown
Residential
6,907
Single Family
6,785
Multi-Family
122
Businesses
301
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Listed by: Lisa Fadden • RE/MAX Summit LLC
Mls Name: Consolidated MLS
Mls ID: #616277








