3371 Fairway DrArnoldCA95223
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3371 Fairway Dr, Arnold, CA, 95223 in Arnold at $1,050,000, 3.7% gross yield, is a market-growth asset. Rental yield 3.7%. The $3,240/mo rent partially funds the $4,721/mo debt service; the core return is the 5%/yr price growth projected to add $290,096 over five years. Ziffy Mortgage's DSCR mortgage (0.69) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $173,001.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 6.0% |
| Monthly Cash Flow | $(3,516) | $200 |
City averages based on Arnold market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,240 |
| Total Monthly Debt Service | $6,339 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
3.26 Acres lot
$N/A/sqft
$24 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95223, Arnold, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,798 (100%) |
| Owner Occupied HU | 1,653 (21.2%) |
| Renter Occupied HU | 357 ( 4.6%) |
| Vacant Housing Units | 5,788 (74.2%) |
| Median Home Value | $580,306 |
| Average Home Value | $609,631 |
Housing Distribution
Address Breakdown
Residential
16
Single Family
16
Multi-Family
0
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
3.26 Acres lot
$N/A/sqft
$24 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95223, Arnold, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,798 (100%) |
| Owner Occupied HU | 1,653 (21.2%) |
| Renter Occupied HU | 357 ( 4.6%) |
| Vacant Housing Units | 5,788 (74.2%) |
| Median Home Value | $580,306 |
| Average Home Value | $609,631 |
Housing Distribution
Address Breakdown
Residential
16
Single Family
16
Multi-Family
0
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelley Stellar • Cedar Creek Realty
Mls Name: CCARMLS
Mls ID: #202500649
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.