337 Shorty Odom RdOakdaleLA71463
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 337 Shorty Odom Rd, Oakdale, LA, 71463 in Oakdale is narrow, $175/mo net on $840/mo rent after the $472/mo debt service, but the property operates at break-even-plus, not a loss. At $105,000 with a 9.6% yield, the long-run equity case via 5% appreciation ($29,010 over five years) and $967/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.78 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $52,047.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.0% |
| Monthly Cash Flow | $175 | $950 |
City averages based on Oakdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $840 |
| Total Monthly Debt Service | $609 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71463, Oakdale, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,756 (100%) |
| Owner Occupied HU | 2,143 (57.1%) |
| Renter Occupied HU | 994 (26.5%) |
| Vacant Housing Units | 619 (16.5%) |
| Median Home Value | $130,131 |
| Average Home Value | $187,190 |
Housing Distribution
Address Breakdown
Residential
3,189
Single Family
3,059
Multi-Family
130
Businesses
349
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71463, Oakdale, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,756 (100%) |
| Owner Occupied HU | 2,143 (57.1%) |
| Renter Occupied HU | 994 (26.5%) |
| Vacant Housing Units | 619 (16.5%) |
| Median Home Value | $130,131 |
| Average Home Value | $187,190 |
Housing Distribution
Address Breakdown
Residential
3,189
Single Family
3,059
Multi-Family
130
Businesses
349
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices