337 Chicopee St LOT 8GranbyMA01033
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 337 Chicopee St LOT 8, Granby, MA, 01033 in Granby. Rental yield 6.64%. The 1.23 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $216,881 and $7,230/yr in principal reduction project total return of $259,142.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 7.0% |
| Monthly Cash Flow | $(605) | $350 |
City averages based on Granby market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,343 |
| Total Monthly Debt Service | $4,635 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
1.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01033, Granby, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,544 (100%) |
| Owner Occupied HU | 2,124 (83.5%) |
| Renter Occupied HU | 321 (12.6%) |
| Vacant Housing Units | 99 ( 3.9%) |
| Median Home Value | $458,609 |
| Average Home Value | $499,001 |
Housing Distribution
Address Breakdown
Residential
2,400
Single Family
2,388
Multi-Family
12
Businesses
173
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
1.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01033, Granby, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,544 (100%) |
| Owner Occupied HU | 2,124 (83.5%) |
| Renter Occupied HU | 321 (12.6%) |
| Vacant Housing Units | 99 ( 3.9%) |
| Median Home Value | $458,609 |
| Average Home Value | $499,001 |
Housing Distribution
Address Breakdown
Residential
2,400
Single Family
2,388
Multi-Family
12
Businesses
173
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Kotowicz • RE/MAX Connections - Belchertown
Mls Name: MLS PIN
Mls ID: #73411657