3364 Old Gamber RdFinksburgMD21048



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Finksburg at 3364 Old Gamber Rd, Finksburg, MD, 21048 uses $160,976 cash to close to unlock $6,946/yr annual cash flow and $579/mo monthly cash flow. Total monthly income runs $3,632/mo, and a $2,377/mo payment keeps the spread at $579/mo. Purchase price stands at $485,600, and rental yield measures 8.98% with $3,632/mo rent. Return on cash invested shows 24.22% in year one, and 5% annual appreciation builds toward $134,162 over five years. Five-year ROI reaches 126.11% and total cumulative return in cash records $203,003. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,632/mo property income covering a $2,377/mo payment rather than investor’s personal income.
Single Family
Built in 1988
3.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21048, Finksburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,204 (100%) |
| Owner Occupied HU | 3,739 (88.9%) |
| Renter Occupied HU | 321 ( 7.6%) |
| Vacant Housing Units | 144 ( 3.4%) |
| Median Home Value | $510,683 |
| Average Home Value | $563,145 |
Housing Distribution
Address Breakdown
Residential
4,091
Single Family
4,084
Multi-Family
7
Businesses
312
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