3362 Janet StApopkaFL32712
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.65% yield at 3362 Janet St, Apopka, FL, 32712 in Apopka is solid, but the $1,163/mo payment compresses net cash flow to $141/mo at $258,700. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $71,474 by year five, and $2,383/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.64) without U.S. income documentation. Total projected return: $111,086.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.0% |
| Monthly Cash Flow | $141 | $250 |
City averages based on Apopka market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,910 |
| Total Monthly Debt Service | $1,614 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
8,158 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32712, Apopka, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,958 (100%) |
| Owner Occupied HU | 15,346 (80.9%) |
| Renter Occupied HU | 2,854 (15.1%) |
| Vacant Housing Units | 758 ( 4.0%) |
| Median Home Value | $482,986 |
| Average Home Value | $525,404 |
Housing Distribution
Address Breakdown
Residential
18,514
Single Family
17,531
Multi-Family
983
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
8,158 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32712, Apopka, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,958 (100%) |
| Owner Occupied HU | 15,346 (80.9%) |
| Renter Occupied HU | 2,854 (15.1%) |
| Vacant Housing Units | 758 ( 4.0%) |
| Median Home Value | $482,986 |
| Average Home Value | $525,404 |
Housing Distribution
Address Breakdown
Residential
18,514
Single Family
17,531
Multi-Family
983
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices