3361 Avocado Vista LnFallbrookCA92028
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 3361 Avocado Vista Ln, Fallbrook, CA, 92028 in Fallbrook, $750,000, 7.74% gross yield, $62/mo net income. Consider it a market-entry position, the $4,840/mo rent covers the $3,372/mo payment with a margin, and 5%/yr appreciation is projected to add $207,211 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.44) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $297,328.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.3% |
| Monthly Cash Flow | $62 | $450 |
City averages based on Fallbrook market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,840 |
| Total Monthly Debt Service | $4,341 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92028, Fallbrook, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,960 (100%) |
| Owner Occupied HU | 13,007 (68.6%) |
| Renter Occupied HU | 4,967 (26.2%) |
| Vacant Housing Units | 986 ( 5.2%) |
| Median Home Value | $873,069 |
| Average Home Value | $950,504 |
Housing Distribution
Address Breakdown
Residential
18,715
Single Family
16,522
Multi-Family
2,193
Businesses
798
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92028, Fallbrook, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,960 (100%) |
| Owner Occupied HU | 13,007 (68.6%) |
| Renter Occupied HU | 4,967 (26.2%) |
| Vacant Housing Units | 986 ( 5.2%) |
| Median Home Value | $873,069 |
| Average Home Value | $950,504 |
Housing Distribution
Address Breakdown
Residential
18,715
Single Family
16,522
Multi-Family
2,193
Businesses
798
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charles Sommer • Sommer Realty
Mls Name: CRMLS
Mls ID: #SW26010842