3355 University Blvd W #2KensingtonMD20895
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 3355 University Blvd W #2, Kensington, MD, 20895 in Kensington achieves a 2.03 ratio at $279,000: $2,551/mo rent versus $1,255/mo debt service. Rental yield 10.97%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 10.97% yield compounds alongside 5% annual appreciation projecting $77,083 in value. Total projected cumulative return: $158,324.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.0% |
| Monthly Cash Flow | $(109) | $350 |
City averages based on Kensington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,551 |
| Total Monthly Debt Service | $1,624 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1964
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20895, Kensington, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,739 (100%) |
| Owner Occupied HU | 5,980 (77.3%) |
| Renter Occupied HU | 1,463 (18.9%) |
| Vacant Housing Units | 296 ( 3.8%) |
| Median Home Value | $821,665 |
| Average Home Value | $893,088 |
Housing Distribution
Address Breakdown
Residential
7,492
Single Family
6,796
Multi-Family
696
Businesses
751
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1964
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20895, Kensington, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,739 (100%) |
| Owner Occupied HU | 5,980 (77.3%) |
| Renter Occupied HU | 1,463 (18.9%) |
| Vacant Housing Units | 296 ( 3.8%) |
| Median Home Value | $821,665 |
| Average Home Value | $893,088 |
Housing Distribution
Address Breakdown
Residential
7,492
Single Family
6,796
Multi-Family
696
Businesses
751
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jen vo • Keller Williams Capital Properties
Mls Name: Bright MLS
Mls ID: #MDMC2215804