3355 16th StBoulderCO80304
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.92% gross rental yield, 3355 16th St, Boulder, CO, 80304 in Boulder is priced for capital growth, not immediate cash flow. The $1,495,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $413,041 by year five, with $13,769/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.10) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $474,755.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.5% |
| Monthly Cash Flow | $(1,400) | $200 |
City averages based on Boulder market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $7,374 |
| Total Monthly Debt Service | $8,179 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80304, Boulder, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,487 (100%) |
| Owner Occupied HU | 7,418 (59.4%) |
| Renter Occupied HU | 4,339 (34.7%) |
| Vacant Housing Units | 730 ( 5.8%) |
| Median Home Value | $1,214,097 |
| Average Home Value | $1,272,722 |
Housing Distribution
Address Breakdown
Residential
12,111
Single Family
10,005
Multi-Family
2,106
Businesses
576
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80304, Boulder, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,487 (100%) |
| Owner Occupied HU | 7,418 (59.4%) |
| Renter Occupied HU | 4,339 (34.7%) |
| Vacant Housing Units | 730 ( 5.8%) |
| Median Home Value | $1,214,097 |
| Average Home Value | $1,272,722 |
Housing Distribution
Address Breakdown
Residential
12,111
Single Family
10,005
Multi-Family
2,106
Businesses
576
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Bernardi Group • Coldwell Banker Realty-Boulder
Mls Name: IRES as distributed by MLS GRID
Mls Provider:
Mls ID: #1056914
Disclaimer: Based on information submitted to the MLS GRID as of 2026-04-19 07:48:08 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#71)