335 Newell Brook RoadDurhamME04222
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.63% gross rental yield, 335 Newell Brook Road, Durham, ME, 04222 in Durham is priced for capital growth, not immediate cash flow. The $675,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $186,490 by year five, with $6,217/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.04) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $185,916.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 7.5% |
| Monthly Cash Flow | $(1,094) | $450 |
City averages based on Durham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,166 |
| Total Monthly Debt Service | $3,991 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1797
46.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04222, Durham, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,730 (100%) |
| Owner Occupied HU | 1,552 (89.7%) |
| Renter Occupied HU | 129 ( 7.5%) |
| Vacant Housing Units | 49 ( 2.8%) |
| Median Home Value | $368,235 |
| Average Home Value | $379,325 |
Housing Distribution
Address Breakdown
Residential
1,691
Single Family
1,691
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1797
46.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04222, Durham, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,730 (100%) |
| Owner Occupied HU | 1,552 (89.7%) |
| Renter Occupied HU | 129 ( 7.5%) |
| Vacant Housing Units | 49 ( 2.8%) |
| Median Home Value | $368,235 |
| Average Home Value | $379,325 |
Housing Distribution
Address Breakdown
Residential
1,691
Single Family
1,691
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices