3348 State Route 52Wht Sphr SpgsNY12787
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play3348 State Route 52, Wht Sphr Spgs, NY, 12787 in Wht Sphr Spgs is priced for appreciation, not yield. Rental yield 0%. At $187,500 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $51,803 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1890
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12787, White Sulphur Springs, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4 (100%) |
| Owner Occupied HU | 0 |
| Renter Occupied HU | 1 (25.0%) |
| Vacant Housing Units | 3 (75.0%) |
| Median Home Value | $0 |
| Average Home Value | $0 |
Housing Distribution
Address Breakdown
Residential
35
Single Family
35
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12787, White Sulphur Springs, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4 (100%) |
| Owner Occupied HU | 0 |
| Renter Occupied HU | 1 (25.0%) |
| Vacant Housing Units | 3 (75.0%) |
| Median Home Value | $0 |
| Average Home Value | $0 |
Housing Distribution
Address Breakdown
Residential
35
Single Family
35
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: OneKey MLS as distributed by MLS GRID
Mls ID: #1009461