3346 Chatford DrHolidayFL34690
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3346 Chatford Dr, Holiday, FL, 34690 in Holiday at $125,500 earns $961/mo in rent and nets $128/mo after the $564/mo payment, a 9.19% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $34,673 over five years. Ziffy Mortgage underwrites this on a 1.70 DSCR without U.S. credit history. With $1,156/yr in principal paydown, total projected return reaches $56,127.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 8.0% |
| Monthly Cash Flow | $128 | $1,200 |
City averages based on Holiday market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $961 |
| Total Monthly Debt Service | $783 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1979
4,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34690, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,538 (100%) |
| Owner Occupied HU | 4,141 (54.9%) |
| Renter Occupied HU | 2,173 (28.8%) |
| Vacant Housing Units | 1,224 (16.2%) |
| Median Home Value | $162,816 |
| Average Home Value | $219,763 |
Housing Distribution
Address Breakdown
Residential
6,977
Single Family
6,222
Multi-Family
755
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1979
4,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34690, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,538 (100%) |
| Owner Occupied HU | 4,141 (54.9%) |
| Renter Occupied HU | 2,173 (28.8%) |
| Vacant Housing Units | 1,224 (16.2%) |
| Median Home Value | $162,816 |
| Average Home Value | $219,763 |
Housing Distribution
Address Breakdown
Residential
6,977
Single Family
6,222
Multi-Family
755
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices